Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

TAXES INVESTING SPENDING RETIREMENT CREDIT & LENDING BUSINESS

Lowdown on I Bonds

Surviving Hurricane lan

Kiplinger’s Personal Finance

LEARNING TO LIVE WITH THE BEAR • Stocks could bounce around for a while as the market digests losses and seeks clear direction.

MORE WORKERS ARE GOING OUT ON THEIR OWN • A recession could accelerate the pandemic trend of employees becoming entrepreneurs.

YOU CAN SAVE MORE IN 2023 • Inflation has increased the cost of living. But it has also ratcheted up how much you can save in tax-advantaged accounts.

CALENDAR 12/2022

FUEL WILL COST MORE THIS WINTER • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

BANKERS ON THE HOT SEAT OVER P2P

SOCIAL SECURITY WILL BOOST 2023 BENEFITS BY 8.7%

OUR DIVIDEND PICKS HOLD UP IN A BAD MARKET • Tweaks to the list this year focus on growing payouts.

A Bond-Fund Manager to Watch

Nibble at These Core Index Bargains

The Right Focus Helps This Fund • Health care services is a bright spot in a shaky sector.

Bespoke Portfolios Promise More Choice • Tax efficiency is the primary goal for many new personalized index offerings, but they come with a lot of caveats.

Airline Stocks: Too Much Baggage

Emerging From a Geopolitical Storm

Surprise and Delight This Holiday Season

SMOOTH YEAR-END MONEY MOVES • Follow these strategies to save money and shape up your personal finances. But act before New Year’s Eve or you’ll be late to the party.

TAX BREAKS FOR NON-ITEMIZERS

Earn substantial inflation-beating yields safely and reliably, under any market conditions.

MAX OUT YOUR EMPLOYEE BENEFITS

DON’T MISS OUT ON STUDENT-LOAN FORGIVENESS

Good Reasons to Review Your Estate Plan • If you have a will or trust, congratulations. But you’re not done.

A Planning Checklist • Use these questions to determine whether your estate plan is up to date and complete.

LOWER YOUR HEIRS’ TAX BITE

DID EQUIFAX BOTCH YOUR CREDIT SCORE?

RETIRING EARLY? NAIL DOWN HEALTH INSURANCE • If you’re thinking about quitting before age 65, make sure you know your options for health care coverage.

Evaluating Employer Retiree Health Benefits

How to Retire With No Regrets

A Lump-Sum Payout Might Make Sense • If you’re considering taking a one-time payout, don’t put it off. Its value will decline as rates rise.

HOW SHOULD YOU TAKE YOUR PENSION? • When you retire, you have to make decisions about your pension that could be worth hundreds of thousands of dollars to you and your spouse. Usually, the decisions are irrevocable.

Stock Buybacks Are Here to Stay • A new tax will barely dent a corporate buying spree. But be selective about investing in firms repurchasing shares.

Plan Your Holiday Tipping Strategy • Tipping is a way to thank people who have provided a service all year. But how much? And who?

How to Navigate a Down Market

TURBOCHARGED TAX INCENTIVES FOR EVs • The Inflation Reduction Act created new tax breaks for electric vehicles. Here’s a guide to which vehicles count and the best time to buy.

Will the Gas Engine Soon Be Obsolete?

Who Qualifies for the EV Tax Credit

Democracy’s Civilian Force • His group’s mission: to promote American...