Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

But When Driving, These Sunglasses May Save Your Life! • Drivers’ Alert: Driving can expose you to more dangerous glare than any sunny day at the beach can…do you know how to protect yourself?

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Letters

A Supersized Midyear Issue

Kiplinger’s Personal Finance

WHERE THE DOLLAR IS STRONG • If you’ve always wanted to go on a safari or climb Mount Fuji, this may be the year to plan your trip.

GET THE BEST EXCHANGE RATE

MORE WOMEN THAN EVER ARE STARTING BUSINESSES • Retail and travel businesses, along with health, beauty and fitness, are popular with women entrepreneurs.

CAN BUY NOW, PAY LATER PLANS HELP YOU BUILD CREDIT? • BNPL has become an increasingly popular way to buy everything from shoes to airline tickets—and some loans are starting to show up on credit reports.

CALENDAR JULY 2024

THE RIGHT WAY TO WRITE A CHECK FOR A WEDDING GIFT

WHERE TO INVEST NOW • Expect a lot of midyear churn, with a rally toward the end of 2024.

5 CHEAP STOCKS TO CONSIDER • What a vaunted value manager likes now.

A SHAKE-UP IN MARKET LEADERSHIP • Big, mega-cap growth stocks are passing the baton to smaller, cheaper fare.

RETIREMENT PLANNING 2024 • YOUR GUIDE TO A SECURE RETIREMENT

HOW TO REACH YOUR INVESTING GOALS • Patience helped these four investors make their portfolios work for them.

Balance Your Risk and Reward • These new ETFs let you cut stock market losses. But you’ll sacrifice some gains.

GLOSSARY

THE BEST WAY TO ADD THESE ETFs TO YOUR PORTFOLIO

SHEDDING POUNDS, DELIVERING GAINS • New weight-loss drugs show promise for investors.

THE FIDELITY INVESTOR’S BIBLE • This newsletter’s model portfolios have an impressive record.

My Top 30 Index: An Update

DIFFERENT STARTING PLACES, SIMILAR RESULTS

TIME TO BUY FINANCIALS?

A SWEET SPOT IN BOND YIELDS

Bonds Are Stuck in a Range

IS A HYBRID CAR RIGHT FOR YOU? • Hybrids offer a fuel-saving option for drivers who have reservations about all-electric vehicles. But there are trade-offs.

GET THE MOST OUT OF THE TAX CREDIT FOR PLUG-INS • Leasing might be your best bet to claim the full tax break.

ANSWERS TO YOUR QUESTIONS ON STUDENT LOANS • If you have federal student loans, you may benefit from new government policies. Here’s what you need to know.

Widows Share Their Strategies

TIPS FOR FINANCING A HOME PROJECT

Track Your Savings Goals

READERS' CHOICE AWARDS 2024 • In our survey, readers judged brokers, banks, credit cards, insurers and other financial providers. These are the products and services that came out on top.

HOW READERS CHOSE THE WINNERS

GET THE MOST OUT OF YOUR PENSION PLAN • If you’re expecting a pension when you retire, your decisions on how it’s distributed could have long-term effects on your financial security.

HOW SHOULD YOU TAKE YOUR PENSION? • When you retire, you have to make decisions about your pension that could be worth hundreds of thousands of dollars to you and your spouse. Usually, the decisions are irrevocable.

A MATH PROBLEM FOR TEACHERS

TRACKING DOWN A LOST PENSION

Create a Retirement Paycheck With an Annuity • Predictable income can provide stability and peace of mind....