Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Figure out your next move. • Profit in your business and investments. Get concise weekly forecasts on business, the economy, and more.

Social Security

The Tao of Indexing

Kiplinger's Personal Finance

THE NEW RULES OF RETIREMENT • SECURE Act 2.0 gives retirees more time for their nest egg to grow and helps workers save more.

Benefits for Younger Workers • While some of the most significant provisions in SECURE Act 2.0 affect retirees and near-retirees, the legislation also contains some benefits for younger savers.

REGULATORS FOCUS ON NEW TYPES OF FRAUD • Seniors are among the most vulnerable victims of online scams.

DON’T FORFEIT YOUR FSA MONEY • Still have money to spend from your 2022 health care flexible spending account? Here are some ideas to use it up.

CALENDAR 3/2023

GENERAL ELECTRIC REINVENTS ITSELF

SPINNING PROFITS • The track record for medical technology spin-offs bodes well for GE HealthCare. At right, eight large-cap spin-offs in the sector and how their shares have performed, relative to the S&P 500 index, post spin-off.

12.9%

RATE PREDICTIONS FOR 2023 • Here’s where average key interest rates for savers and borrowers will land by the end of 2023, according to forecasts by Bankrate.com chief financial analyst Greg McBride:

INVESTORS ARE LIKELY TO GET BETTER PRICES ON STOCK TRADES

STOCK MARKET SLIDE MEANS LOWER RMDs THIS YEAR

2023 MUTUAL FUND GUIDE • IN A YEAR WHEN EVERY CATEGORY FINISHED IN THE RED, FUND INVESTORS HAD TO BE CHOOSY TO FIND WINNERS

LARGE-COMPANY STOCK FUNDS • Value was the place to be in 2022.

MIDSIZE-COMPANY STOCK FUNDS • Energy stakes won the day.

SMALL-COMPANY STOCK FUNDS • Did we mention energy?

HYBRID FUNDS • Varied takes on a stock-and-bond mix.

LARGE-COMPANY FOREIGN STOCK FUNDS • Foreign markets edge the U.S.—kind of.

SMALL-AND MIDSIZE-COMPANY FOREIGN STOCK FUNDS • Beaten and bedraggled.

GLOBAL STOCK FUNDS • A focus on the whole world.

DIVERSIFIED EMERGING-MARKETS FUNDS • Value triumphs over growth.

REGIONAL AND SINGLE-COUNTRY FUNDS • Latin America provides some warmth.

SECTOR FUNDS • Tech and energy trade places.

ALTERNATIVE FUNDS • Commodities and futures ruled.

Energy Stocks Should Pump Out More Gains • Returns could cool after two red-hot years, but the sector remains strong.

Is the Walk Down Wall Street Still Random? • The author of an investing classic says yes and remains a champion of index investing.

Buy Food Stocks? We All Gotta Eat

Juicy Cash Ideas to Consider Now

A Tale of Two Dividend Funds

Turbulence for This Tech Fund

HOW TO TRIM YOUR TAX BILL • Life milestones, such as getting married, having kids and retiring, are usually taxable events. See how to minimize any tax bite—and maximize your refund.

Last-Minute Tax Savers

What’s Ahead for Your 2023 Taxes

Do You Need to Hire a Pro?

Get Your Spending Under Control

MONEY FUND YIELDS ARE ON THE RISE

RETIREMENT MOVING? DON’T OVERLOOK STATE TAXES • The amount you’ll pay will vary dramatically depending on where you live.

HOW WE RANKED THE STATES

Choosing Between Look-Alike ETFs and Mutual Funds • Consider how...