Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Saving Social Security

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Kiplinger’s Personal Finance

THE COST OF RISING HOME VALUES • Property tax rates could increase in some jurisdictions to keep up with home price appreciation.

THERE’S STILL LIFE IN AMERICAN CITIES • Many people still want to live in urban areas, but downtowns will never be the same.

THE PROBLEM WITH CREDIT BUREAUS • If you’ve ever had difficulty getting incorrect information removed from your credit report, you’ve got plenty of company.

CALENDAR JULY 2023

WHAT TO KNOW ABOUT EV TAX CREDITS

WHICH VEHICLES QUALIFY FOR A TAX CREDIT? • Vans, pickup trucks and SUVs with a manufacturer’s suggested retail price of more than $80,000 won’t qualify for the EV tax credit. For clean cars (sedans) to qualify for the credit, the MSRP can’t be more than $55,000. Vehicles purchased on or April 18 that qualify:

THE BANK OF APPLE

KEEPING TABS ON AI

WHERE TO INVEST NOW • Use our roadmap to prosper in a directionless market.

HOW TO SURVIVE A SIDEWAYS MARKET • Focus on high-quality stocks and bonds, watch out for a recession, and above all, stay nimble.

Vanguard Faces the Future • This storied investment pioneer is challenged by zero-cost competition and customer service complaints.

OUR VANGUARD FAVORITES

AUNT KIM STARTS A FAMILY INVESTING CONTEST • This extended family’s friendly stock market competition delivers financial basics, life lessons and a bit of fun.

OPEN THE RIGHT ACCOUNT

Dripping With Opportunity • Water is a crucial component throughout the economy. These stocks stand to gain.

FAR FROM ALL WET • The stocks below span a range of industries, but all provide, treat or manage one of the economy’s most important resources.

DIVERSIFY WITH FUNDS • These ETFs offer investors an array of H2O-focused firms.

A Master Class in Investing • We talk with portfolio manager Joel Tillinghast, who is stepping down from Fidelity Low-Priced Stock at the end of this year.

Time to Look at Long Bonds

My Picks for a Reinvented Dow

SAY HELLO TO TOP THIRTY • These stocks are Glassman’s picks for a new version of the Dow Jones industrial average. Stocks in the hypothetical index are equal-weighted, so that no one name dominates.

A Winning Balancing Act • Funds that invest in a mix of stocks and bonds are on the rebound.

20 LARGEST STOCK AND BOND MUTUAL FUNDS • Funds are ranked by asset size.

Bonds Are Having a Bang-Up Year

A Gain for Small Stocks Abroad

KEY DATA FOR OUR MUTUAL FUND PICKS • Kiplinger 25 funds are no-load; you can buy them without sales charges. For more about the funds, visit kiplinger.com/links/kip25.

FIGHT BACK AGAINST FRAUD AND IDENTITY THEFT • Scammers are using advanced technology as well as classic methods to swindle their victims. Stay a step ahead with these nine moves.

MONITOR FOR MEDICAL ID THEFT

The Week Junior invites kids on new adventures of discovery every week. • Inside, a world of news, ideas, activities, puzzles, lively debates, and more!

DON’T GET CAUGHT IN A CRYPTO SCAM

WHERE TO GET HELP • Victims of fraud or identity theft can use free resources to report the incident and get guidance on cleaning up in its aftermath.

A Financial...