Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

ALL-NEW KIPLINGER PODCASTS

The Roaring ’20s

Stick With Your Plan

Kiplinger’s Personal Finance

TAKE THIS JOB, I’M DONE • The pandemic and bull market have led to an increase in the number of workers who are retiring.

FOR BETTER CREDIT OR WORSE • Credit reports aren’t merged for married couples, but their individual records affect joint loans.

HOW INFLATION WILL AFFECT YOUR TAXES • Annual cost-of-living adjustments could lower your tax bill.

CALENDAR 02/2022

CHECK OUT MIDDLE-INCOME TAXES STATE BY STATE

BACK TO BANKING AT THE POST OFFICE?

SOARING HOME PRICES ARE LEVELING OFF

FIND THE RIGHT ROBO ADVISER FOR YOU • Investors can choose from an array of price points and investment offerings, and most services even offer a human touch.

HOW 12 MAJOR ROBO ADVISERS COMPARE

ASK THE RIGHT QUESTIONS • Speak with a robo’s representatives to gain a better understanding of its offerings.

Homebuilders Get a Pandemic Boost

Make the Most of Your 401(k) • We weigh in on a baker’s dozen of the most popular actively managed retirement plan funds.

My 3-Day Rule for COVID 3.0 Volatility

India Is on a Tear • Massive modernization presents opportunities for investors.

Stocks on the Cutting Edge

Time for Small Companies to Shine • These five managers divide and conquer the small-cap market.

Changing of the Guard at One of Our Funds

Time to RESHOP Your HOME and AUTO INSURANCE • Comparing prices on policies and bundling your coverage may save you money.

When to Drop Collision Coverage

More Ways to Lower Your Costs

How to Nix Checking Account Fees

How to CRUSH Your Savings Goal • To cross the finish line when you want, find the right target for your retirement savings and follow our training regimen.

GIVE YOURSELF A HEAD START • Consistent saving is the most effective way to reach your retirement goal, and it’s even more powerful if you start early. The totals below assume savers earn the U.S. median household annual income of $68,703 (per 2019 Census data) and achieve an average annual return of 6%.

ADVICE FROM THE ARCHITECT OF THE 401(K) PLAN

HOW MUCH CAN YOU CONTRIBUTE?

HOW MUCH CAN YOU WITHDRAW?

CALCULATE HOW MUCH YOU NEED TO SAVE

How Retirement Savers Are Doing • In year two of the pandemic, we’re working hard to get back on track, according to our new poll.

The Challenges of Being a Caregiver

Alternative Investments for the Rest of Us • These portfolio diversifiers aren’t just for the wealthy.

What Does Your Credit Score Really Mean? • Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.

Strategies for Working Remotely

FINANCIAL FIRMS THAT PUT THE CUSTOMER FIRST • We evaluated major banks, credit card issuers, mortgage lenders, and home and auto insurers to see how well they treat their clients.

BEST BANK FOR DIGITAL TOOLS: Capital One

BEST CARD ISSUER FOR DIGITAL TOOLS: American Express

BEST MORTGAGE LENDER FOR DIGITAL TOOLS: U.S. Bank

BEST INSURER FOR DIGITAL TOOLS: Geico

HOW WE CHOSE THE WINNERS

Leaving the Office Behind • After working remotely for her corporate job, she quit to make a living pursuing...