Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Kiplinger’s Personal Finance

THE PROMISE AND PERILS OF AI • As artificial intelligence rapidly evolves, here are the likely implications for your job and your money.

Putting the Brakes on AI Growth

THE DEBT CEILING PACT IS UNLIKELY TO TRIGGER A RECESSION • The deal won’t dampen economic growth, but it fails to address long-term fiscal problems.

RIGHT-TO-REPAIR LAWS ARE SWEEPING THE U.S. • Proponents say consumers should have the ability to fix their products.

CALENDAR AUGUST 2023

BRIEFING • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

MYSTERY SOLVED: WHAT CAUSED THE SPIKE IN INFLATION

U.S. NETFLIX SUBSCRIBERS ROLL WITH THE PASSWORD-SHARING CRACKDOWN

HOSPITAL PRICES ARE STILL OPAQUE

THE INVESTMENT STRATEGY YOU NEED NOW • Use our guide to find the best portfolio mix for you.

THE RIGHT MIX OF ASSETS FOR YOU • Use these model portfolios as a starting point, by choosing the amount of risk you are comfortable with.

CHECK OUT ONLINE TOOLS

Municipals Face Down Armageddon

The Staying Power of Luxury Companies • Here’s how to cash in on businesses that cater to big spenders.

DISCOUNTERS TO BUY NOW • These retailers thrive when consumers hunt for bargains.

A Flat Year for Our Favorites

Why I Still Like Emerging Markets

A Turnaround in Tech Land

KEY DATA FOR OUR MUTUAL FUND PICKS • Kiplinger 25 funds are no-load; you can buy them without sales charges. For more about the funds, visit kiplinger.com/links/kip25.

Protect Yourself When the Market Turns Frantic • Low-volatility ETFs aim to smooth stock gyrations.

Funds With a Global Reach • The ability to invest overseas is a plus in today’s market.

The Best Bank for You • Whether you want juicy yields, low (or no) fees or perks galore, you’ll find what you’re looking for with our top banks and credit unions.

You’ll Pay More to Shop in These States • Combined state and local sales taxes can add up to 10% to the cost of some purchases.

STATES WITH THE LOWEST SALES TAXES

STATE SALES TAX HOLIDAYS

A ONE-STOP SHOP FOR HIGH YIELDS

8 GREAT PLACES TO RETIRE—FOR RENTERS • With home prices inflated and mortgage rates rising, we provide enticing options for retirees who would rather rent than buy.

Investing Jargon, Explained • We define some of the most frequently searched investment terms.

How I’m Dealing With Nanny Taxes

Calculate Your Net Worth • Crunching the numbers on your assets and liabilities can help you maintain your financial security. Find out where you stand.

THE NON-EV BUYER’S GUIDE • Your next car doesn’t have to be electric. We found six gas-powered vehicles that will take you well into the future.

THE DRIVETRAIN LINGO

Lock In a Great Deal on a Fall Vacation • Prices will be lower than during the summer rush, and you’ll encounter fewer crowds and milder weather.

RENEW YOUR PASSPORT EARLY

An Advocate for Financial Literacy • She has been teaching high school kids the personal finance basics for 17 years.