Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Letters

Discussing Financial Gifts With Family

Kiplinger’s Personal Finance

EXPECT A LOWER COLA FOR 2025 • A decline in the inflation rate is likely to bring down the cost-of-living adjustment to Social Security benefits.

HELPING YOU MANAGE MONEY ANXIETY • Financial therapists show clients how their experiences and values can affect their relationship with money.

PREPARE TO START TAKING MONEY OUT OF YOUR INHERITED IRA • A reprieve for adult children and other non-spouse beneficiaries of inherited IRAs will end in 2025.

OCTOBER 2024

PORCH PIRATES AREN’T THE ONLY PACKAGE SCAMMERS ON THE PROWL

Briefing • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

A Measured Outlook for the AI Industry

STOCKS FACE A SUMMER STORM

RANKING THE ONLINE BROKERS • We compared investment offerings, tools, apps, advice and more to find the best broker for you.

Sizing Up the Other Shops

Find the Best Broker for You

HASSLE-FREE RETIREMENT INVESTING • Target-date funds make it easy to save. But be careful about which one you choose.

LOOK TO TECH FOR DIVIDENDS • Cash payouts are increasingly becoming part of the sector’s growth story.

The Hunt for Yield

EXAMINING THE HEALTH CARE SECTOR • KIPLINGER ETF 20 UPDATE

CHECKING IN ON THE BITCOIN ETFs • ETF SPOTLIGHT

A World of Opportunities • STREET SMART

A CASE FOR HIGH-YIELD DEBT • MUTUAL FUND SPOTLIGHT

18 WAYS TO TRIM YOUR ENERGY BILL • Make your home and lifestyle more energy-efficient—and save money while you’re at it—with these moves.

THE DOWNSIDE OF LEASING A CAR • A lease may have a lower monthly payment, but it comes with hidden costs.

TALKING ABOUT MONEY WITH AGING PARENTS • KIPLINGER ADVISOR COLLECTIVE

How Much to Keep in Checking

HOW TO SHARE YOUR WEALTH DURING YOUR LIFETIME

Live Long and Prosper • LIVING IN RETIREMENT

SPRUCE UP YOUR BOND PORTFOLIO • Tilt toward these promising sectors to optimize your core fixed-income returns.

When Paying for a Wedding Is a Family Affair • Soon-to-be newlyweds and their parents should set clear expectations.

QUITTING YOUR JOB COULD COST YOU MONEY • If you leave before you’re vested in your 401(k), you may lose the employer match.

FIGHT BACK AGAINST PESKY FEES • When you’re traveling, dining out or shopping, don’t get ambushed by extra charges.

MORE RIGHTS FOR AIRLINE PASSENGERS

SPEND LESS ON SHIPPING CHARGES

FREE ASSISTANCE FOR MEDICARE BENEFICIARIES • SHIP counselors can help you navigate enrollment, coverage options and more.