Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Letters

Finishing the Year Strong

Kiplinger's Personal Finance

YOU’LL SPEND LESS TO STAY WARM THIS WINTER • But savings from lower prices on natural gas could be offset by higher prices at the pump.

How to Save Money on Gas

CONFRONTING STEREOTYPES ABOUT AGING • Although the number of older Americans is growing rapidly, many still face age discrimination.

A TROUBLING TREND IN THE PERSONAL SAVING RATE • If your emergency fund is falling short, it’s a good idea to replenish it.

DECEMBER 2023

SHOPPING FOR A CAR? THERE’S GOOD NEWS AND BAD NEWS • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

A New Way to Mail Cash Gifts

Regulators Target Short-Term Health Plans

MEDICAL DEBTS MAY COME OFF OF CREDIT REPORTS

A CHALLENGING YEAR FOR DIVIDEND STOCKS • Our favorite dividend payers present opportunities as interest rates start to peak.

Should You Buy Bonds Now?

TREAD CAREFULLY WITH IPOs • Better to wait for newly public stocks to mature before buying.

Bye-Bye Mutual Fund, Hello ETF • Conversions to an exchange-traded structure can save investors money and add convenience.

My Blueprint for an Energy Portfolio

DON’T OVERLOOK FOREIGN MARKETS

Rough Seas for Small Stocks

TAKING THE MIDDLE ROAD • This fund finds promising midsize growth stocks.

MAKE THESE MONEY MOVES NOW • You’ll prosper in 2024 by taking steps before year-end to tweak your investment portfolio, trim your tax bill, top off your retirement accounts and more.

Set Your Tipping Strategy

Ask for a Pay Boost

Get the Most From Your Health Benefits

When Can You Toss Tax Files? • You should hang on to some records longer than you may expect.

USE A GRACE PERIOD TO YOUR ADVANTAGE

NAVIGATING MEDICARE ENROLLMENT • Missing key deadlines can be a costly mistake. Use our guide to sign up for the right plan at the right time.

Medigap Or Medicare Advantage? • Here’s what you need to know to get the coverage that’s best for you.

Medicare ABCs (and Ds)

Understanding Medicare Enrollment Periods • Here are key dates and time frames if you need to enroll or switch plans.

More Love for the Grandkids

PROFIT FROM SECTOR SWINGS • Anticipating turns in the economy can pay off.

SAVING FOR COLLEGE AND RETIREMENT • As you prepare to send your kids to college, don’t neglect your nest egg.

The Benefits of a Trust • This estate-planning tool streamlines the process of transferring assets to your heirs.

TAX-SMART WAYS TO GIVE TO CHARITY • It’s more difficult than it once was to get a tax break for charitable contributions, but these strategies can help provide extra benefits.

How to Research a Charity

THIS GROUP PACKS LEARNING INTO TRAVEL ADVENTURES • Older adults embark on tours through Road Scholar, a not-for-profit organization.