Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Wireless Plans at Bargain Prices

Coming Out Ahead in the Housing Market

Kiplinger's Personal Finance

YOU MAY PAY MORE TO FILE YOUR TAXES • Free tax preparation options are available, but read the fine print.

WHAT AIR TRAVELERS SHOULD KNOW NOW • Bargain airfares are back, but use your frequent-flier miles before they lose value.

NO EMERGENCY FUND? A NEW EMPLOYEE BENEFIT COULD HELP • Companies are making it easier for workers to save for a rainy day.

APRIL 2024

Deadline Approaching for $100 Million Verizon Settlement

DATA BREACHES HIT A RECORD HIGH • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

Overdraft Fees May Shrink

THE RMD AGE IS SHIFTING

WILL THESE MARKET LEADERS STAY ON TOP? • The Magnificent Seven have been driving stock returns. We take a close look at the mega-cap hotshots to see what’s next.

Riding Into the Sunset?

GET YOUR CASH OFF THE SIDELINES • With interest rates set to drop, it’s time to put your money to work in other investments.

A Dividend Aristocrat Stumbles • Walgreens slashed its dividend, interrupting a 47-year streak of rising payouts.

MEET THE GURU OF MARKET STATS • Whatever you want to know about an S&P or Dow Jones index, he can tell you.

The Beauty of Boring Stocks

OUR PICKS SURVIVE A ROUGH YEAR

Why I Like Tax-Exempt Bonds

BITCOIN ETFs HIT THE MARKET • The cryptocurrnecy is easier to buy but still speculative.

A Laggard Catches Up • Lower interest rates could give smaller stocks a boost.

A BITTER PILL FOR HEALTH STOCKS

WHERE THE HOUSING MARKET IS HEADED • The challenging conditions that dominated 2023 are easing, but buyers and sellers will need to take steps to stay ahead.

MAKE THE MOST OF A HOME INSPECTION

HOW TO BE A SUCCESSFUL LANDLORD • If selling your home would mean giving up a low mortgage rate, consider renting it out instead.

BUDGETING WITH THE BUCKET METHOD

Get Your Bank’s Best Yields

WHEN SHOULD YOU FILE FOR SOCIAL SECURITY? • Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a spreadsheet.

Beware the Earnings Test

Singles: Build a Social Network

THE LOWDOWN ON INFLATION • There are five different types. Here’s how to adjust your portfolio for each one.

When the Kids Move Back Home • For millions of older parents, the nest is as crowded as ever.

UNDERSTANDING YOUR ADJUSTED GROSS INCOME • Your eligibility for certain money-saving tax breaks depends on your AGI.

THE BEST REWARDS CREDIT CARD FOR YOU • From simple cash back to points and miles for travel purchases, you can reap rewards that suit your lifestyle.

EXPANDING THE REACH OF FINANCIAL LITERACY • A retired bank executive uses multiple methods to teach personal finance basics.