Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Kiplinger’s Personal Finance

WHERE TO STASH CASH AS YIELDS FALL • Your best options depend on how soon you’ll need the money and your tolerance for risk.

MANAGING MONEY TOGETHER—FOR BETTER, NOT WORSE • The key to financial harmony, even for long-married couples, lies in mastering the art of compromise.

CATCH-UP SAVERS FACE A TAXING 401(K) CHANGE • Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.

FEBRUARY 2026

THE IRS IS ENDING A FREE TAX-FILING PROGRAM • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

ROBOS THAT COME WITH A HUMAN TOUCH • These services aim for a sweet spot that combines digital investing with real-life advisers.

Unloved Energy Stocks Are a Bargain • Cleaned-up balance sheets and generous dividends make these dirt-cheap shares worth a look.

The Case for Emerging Markets • Economic growth, earnings acceleration and bargain prices favor EM stocks.

Look Beyond the Tech Giants

NOTES FROM THE BARON INVESTMENT CONFERENCE

Your Questions, My Thoughts

SMALL STOCKS GAIN SOME MOMENTUM

A VALUE FOCUS CLIPS RETURNS

7 WAYS TO SAVE MONEY ON ALMOST EVERYTHING • High prices got you down? These strategies can help you reap deep discounts on everyday spending.

A TAX BREAK FOR MEDICAL EXPENSES • The editor of The Kiplinger Tax Letter responds to readers asking about health care write-offs.

THE BEST AFFORDABLE FITNESS TRACKERS • These devices monitor your exercise, sleep patterns and more—and they don’t cost an arm and a leg.

Track Your Credit Card Rewards

THE NEW RULES OF RETIREMENT • Popular guidelines about how to save, invest and spend need to be updated and personalized to ensure you’ll never run out of money.

How to Pay for Long-Term Care

WHEN THE MARKET IS ALWAYS OPEN • Are you a night owl or an early bird with a yen for active trading? Before you transact after-hours, consider these tips and potential traps.

Smart Ways to Share a Credit Card • Adding an authorized user has its benefits, but make sure you set the ground rules.

IS DIRECT PRIMARY CARE RIGHT FOR YOU? • With this model, you pay a membership fee for more personalized medical services.

A GUIDE TO PLANNING A FAMILY REUNION • From shaping the guest list to building the budget, here’s how to design a successful and memorable gathering.

Volunteering to Help Others at Tax Time • Through an IRS program, qualifying individuals can get free assistance with their tax returns.