Money Magazine

Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.

Finders keepers

Letter of the month

How have you “won” back some money recently?

Money Magazine

Keep the cheer in Christmas • By looking out for sales and bargains now, you can cut your spending and avoid a last-minute rush

NEWS&VIEWS • Red sales stickers trigger an outbreak of ‘bargain regret’

Let's get the BNPL laws right

Gig workers deserve super too

NEWS&VIEWS • THE CHATGPT REVOLUTION: HOW TO SIMPLIFY YOUR WORK AND LIFE ADMIN WITH AI

PODCAST OF THE MONTH

MY MONEY • Online shopping is as popular as ever

Loyalty points are now used to buy groceries

PROPERTY • Number of rentals rises in a competitive market

Wealthy families head down under

INVESTING • Comfortable lifestyle now costs $70k

Fixed income looks like a standout

SHARES • Portfolios to be topped up

HOLD Virtus Health (CSL)

Micro steps towards richer life

Fact file

Fix your mortgage at a rate you can afford • Jonathan is worried that he won't rope when his 3% honeymoon ends

Cancer diagnosis will be a big blow • Lee is coming to terms with both the health and financial impacts of had news

Repaying deductible debt is a low priority • Maria has to choose between reducing her investment loan or buying more shares

Don't play with fire in the shed • Kathleen wants to make a $300k downsizer contribution after selling her rural property

Employer's behaviour is outrageous • Binh hasn't received any superannuation payments in more than a year

SMART SPENDING

Five questions to ask before buying a car

Purrfect

2021 Skuttlebutt Cabernet Sauvignon $20

2022 Domaine Simha ‘Rama’ Pinot Noir $85

SMART SPENDING

Drive Against Depression

Trouble at the bank as mortgage cliff looms

Yes, it's ridiculous, so see if a broker can find a better refinancing deal • With a $93k job, a home and other assets, you have a strong case

12 WAYS TO SCORE FREE MONEY • AS AUSTRALIANS BATTLE RISING LIVING COSTS, SOARING RENTS AND HOME LOAN INTEREST RATES THAT ARE THE HIGHEST IN A DECADE, PLENTY OF US COULD USE A BIT OF EXTRA CASH. GIVING YOUR BANK BALANCE A BOOST DOESN'T HAVE TO MEAN SLAVING AWAY AT A SECOND JOB OR SELLING A VITAL ORGAN. A WEALTH OF FREE MONEY IS AVAILABLE, AND SOME OF IT COULD BE HIDING IN PLAIN SIGHT. WE LOOK AT 12 STRATEGIES TO HARVEST THE HONEY POT OF FREE CASH.

FREE MONEY GIVEAWAYS

How scammers choose their victims • Vulnerable people who lose both their money and dignity can struggle to recover from the trauma

$1.2m gone – but Bob's still in denial

Useful numbers and websites

About Money

Navigating the care maze • Our 10-point guide breaks through the jargon – such as RADs, DAPs and MPIRs to explain how aged care works and how much it costs

Ready to face the world • Dusting off your passport and suitcase is easy, but there's more to think about before your next jaunt overseas

eSIMs explained

Get into the old habit of saving • Whether you use the traditional envelope system or modern trackers, your finances wiil benefit

Plug into some power relief • Make the most of the subsidies and deductions, with both federal and state governments trying to ease the energy bill pain

Single parents’ balancing act • The high cost of living and a housing crisis add to the stresses of raising a...