Money Magazine

Money magazine helps you manage your finances by cutting through the jargon to deliver clear and precise information to help you save money and make the most of your investments. Each issue, you'll enjoy credible, well-researched reports and expert commentary from some of Australia's most respected financial writers.

D is for ‘defence’

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Money Magazine

How have the interest rate rises affected you?

IMPORTANT DISCLAIMER

CEO of my own destiny • By taking charge of her finances early in life, Money reader Susan Miles can sail through the good times and bad

NEWS & VIEWS

MY MONEY

Digital card’s dynamic CVC combats fraud

PROPERTY

INVESTING

Stash some cash in super

SHARES

Dish up a treat from the lab

Q&A

SMART SPENDING

Paul’s verdict: Term deposits are terrible over the long term • Any low-cost ETF from a reputable provider is a great idea

Where can I invest for my young daughter?

Build up your defences • Guide to saving and investing for an uncertain future

Why the ‘office’ has to change • Work-from-home has created inequities in the workplace. Employers and the HR “beast” need to catch up with the new flexible times

How to look after workers

Put the sizzle back into savings • Rising interest rates may be hurting borrowers, but savers have reason to celebrate

Really, it’s okay to spend • By changing how you feel about money, you can make it work for you and enjoy it - without fear or guilt

Do the sums on student debt • A big jump in the indexation rate for a HECS-HELP loan has refuelled the debate over whether it should be paid off early

HOW IT WORKS

How to handle the pain of loss • As in personal relationships, investing on the rebound is unlikely to alleviate the grief

Prepare for the worst • Without abandoning their natural optimism, SME owners need to prepare for unforeseen crises

Keeping up a lifetime of care • Parents can call on a range of resources to provide ongoing support for a child with a severe disability

Light up your life • A dark old house can be transformed into a welcoming, open space with clever use of fittings, furnishings and materials

No room for emotion • Making good decisions, and avoiding the many pitfalls, is the key to creating wealth from property

Get a fair share of the housing pie • Shared equity and rent-to-buy schemes can help offset soaring property prices

Coping with a cool change • The property market is turning, especially in the big cities, so how do sellers still get a good price?

The right time to put your home on the market

Advice comes at a price • It can cost thousands of dollars to obtain a financial plan, but there’s a way to make it easier and cheaper

HOW TO FIND AN ADVISER

WHAT THE DEFINITIONS MEAN

Compulsory contributions for super increase to 15%

DID YOU KNOW?

New deal for the age of income • Super funds are under pressure to focus more on retirees, by designing simpler products that provide a safe, stable cashflow

‘THREE BUCKETS’ MAKE IT LAST LONGER

One-stop shop would reduce complexity

Gold-plate your portfolio against inflation • With the ghost of the 1970s haunting investors around the world, hard assets can provide some protection

3 FUNDS TO WATCH

SECTOR FINTECH Rich pickings for a disruptor • Small, nimble players are punching above their weight in wealth management

Foolish takeaway

Capitalise on market turmoil • Investors who focus on the value of a business, rather than its share price, will save themselves a lot of mental anguish

Why...