Money Magazine

Money magazine helps you manage your finances by cutting through the jargon to deliver clear and precise information to help you save money and make the most of your investments. Each issue, you'll enjoy credible, well-researched reports and expert commentary from some of Australia's most respected financial writers.

Find your space

Feedback

Letter of the month • Regretfully, this is one share tip that got away

SUBSCRIBE

Last of the ‘emperors of the universe’

Money Australia

Staying aware of hidden threats

NEWS & VIEWS

MY MONEY

PROPERTY

INVESTING

SHARES

Art of living under a shadow

Fact file

Cut tax on passive income from dividends

NEED PAUL’S HELP?

Time to wind up SMSF

Think carefully before giving the kids $100k

Pay off the mortgage or top up retirement savings?

Not again! Avoid the spruikers who promise the world

Low-income tax offset would be a welcome bonus

SMART SPENDING

WINE SPOTLIGHT

SPLURGE

PAUL’S VERDICT

We earn $220k but we’re stuck in a financial rut

9 TIPS FOR BUYING AND SELLING PROPERTY • 5. JOINT OWNERSHIP 6. VALUATIONS 7. BRIDGING LOANS 8. THE REAL ESTATE AGENT 9. AUCTIONS

See Banking,

Take the bite out of vet bills • Buying cover for your furry friend can cut the cost of pet care and avoid heartache

TINY PENNY DISHES UP BIG BILLS

3 ways to trim the cost

It’s easier to avoid that ‘evil’ LMI • More banks are offering low-deposit home loans without lenders mortgage insurance

For love or money • Understanding your emotional reactions is key to surviving an auction

It’s a big stretch to get on the housing ladder • Many young adults are living at home for longer or getting parental help so they can buy their first home

Becoming your own landlord • Buying your own premises can cut costs and provide a valuable longer-term asset

Be prepared for a bad tenant

Minimise the risk of tenant default

The Reserve Bank lifts interest rates earlier than expected • Property has boomed, thanks to cheap money, but rising inflation in the US means that may change sooner rather than later

Prepare for a green future • It’s not just the big polluters that will have to change their ways. The carbon-conscious movement is catching up with investors too

7 steps to building a $100k income • The commercial sector is seen as too intimidating by many investors, but you can start a portoflio with $100,000 in cash savings

A new lease on office life • While CBDs have been slugged by the pandemic, they’re expected to bounce back and continue to reward investors

Spread the love • For a nation hooked on real estate, investment trusts provide valuable diversification and liquidity

HOW TO INVEST IN REITS • There are three main ways to gain exposure:

Read it and celebrate • Most fund annual statements will reveal good news this year, but it pays to look beyond the headline numbers

It’s easy to compare funds

Where to cash in your chips • Investors can get a slice of the action in the global rush to dominate the semiconductor industry

3 FUNDS TO WATCH

Get set for the space race • The final frontier for explorers will also provide exciting investment possibilities

Personalise your portfolio • Separately managed accounts provide investors with tax perks as well as greater control and transparency

Play it safe in the new normal • Extended lockdowns mean “recession-proof” companies are much more risky than they used to be

Foolish takeaway

Retail’s rollercoaster...